I solemnly swear that I’m up to some good

It’s easy (for me, at least) to spend a fair bit of time thinking about where my money is going- or rather, where it’s vanishing to.

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This month I want to start spending more time thinking about where my money is going. And yes, that is a very important set of italics.

I’ve reached a stage with my money where I’m no longer the panicking, impoverished arts student. I wouldn’t say that I’m functioning with a grown-up level of income (what’s a real job again?) but I am at a point where it’s time to start thinking about how my spending is serving the world – what lives am I changing, what values am I representing?

I’ll be the first to raise my hand and confess that I’m frequently guilty of going for the bottom line. Why bother spending top dollar on some boring essential when I can duck down to Big W and get what I need for just a few dollars? But it’s time to stop kidding myself (and yes, this hurts). More often than not that bottom dollar is supporting sweat-shop labour, unsafe conditions, and probably terrible environmental practices.

If I’m voting with my money, then I sure don’t want it to be going to those people. I want to live in a world stuffed full of companies that are truly trying to make a difference! Hell, I want to live in a world that still looks like our world in fifty years. If that means shopping a little more mindfully and perhaps forking out more for businesses that support my goals, then I guess that’s a small price to pay.

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WALL-E is adorable, but not if his world becomes our reality

While I’m at it, I’m going to do my best to support the people with the dreams! The good folk in my area who have taken the dive and are trying to make good when the whole world says they can’t. I’m talking delicious freshly baked breads, beautiful plants (from somewhere other than the supermarket I’msosorryIcan’tleavethemtheretheyneedmeeee), handmade ceramics, locally grown organics, coffee from that new spot that just needs time to become the next big thing. Doesn’t that just sound like the dream?

And maybe I will have to make some sacrifices to follow through. Maybe I cut down my takeaway coffee habit to so there’s money to pay more for my veges, or maybe I save for the items I truly want to bring into my life from suppliers that I honestly want to support. The great thing about having a budget is that it’s totally possible to look at your spendings in black & white and re-evaluate as circumstances change.

I’m not going to lie, this is going to be hard for me. After so many years of being dirt-poor, parting with more money than I absolutely have to is going to take some getting used to. But I’m going to take a big ol’ breath and let go of the reins a little, putting my money where my mouth is. Because what’s the point of money, if we’re not using it to make the world a better place?


Thanks for reading! Don’t forget to subscribe for updates, and if you want to see more of me, come say hello on my Instagram or Twitter, I would love to see you there!

I solemnly swear that I’m up to some good

When it’s time to say No

We live in a world that places value on Yes. Yes to staying late at work, Yes to the third girls night out in a month, Yes to that upsize.

Yes means that you’re a team player, a go-getter, someone who’s seizing every opportunity that life throws your way. But do you also sometimes feel trapped by the big Y-E-S?

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(Gratuitous Hiddles GIF because we’re getting deep)

As I’ve detailed before, when I’m not able to make ends meet with acting gigs, I cover my bills with a variety of casual jobs. These all dove-tail nicely and usually mean that I’m able to earn more than I need to to keep afloat. And I mean way more. It’s completely normal to get a ‘By the way, are you free on…’ every time I’m in an office. My knee-jerk reaction is always to say yes, because who’s going to turn down extra money? If I don’t practice my No muscle, there are times when I can look at my diary and realise that I’ve worked 50-60 hours in a week. My workplaces are probably grateful to have an extra set of hands available and I know that my bank account always sure appreciates the extra boost, but how is any of that helping me move towards what I actually want in life? Looked at objectively, my Yes is serving everyone but me.

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The self-sacrificing Yes can disguise itself in a number of ways.

Online sales are my weaknesssss- I’m the person that will open a dozen tabs and add hundreds of dollars of items to my cart before coming to my senses and leaving everything behind. So where has my Yes to their emailed invitation gotten me? I’ve probably wasted a few hours of work time and decided that I need to completely overhaul my wardrobe, browsing the sale was really only the good little capitalist in me trying to burn my hard earned money on some low-cost, sweatshop clothing. Is that really what I’m working for?

The real irony is, the more I’ve been working in a day-job, the harder it is for me to resist the chance to throw my money away. I’ll find myself engaging in hard-core research for products I don’t even need, because deep down I’m trying to justify the overwork. I’m working so hard so I deserve to spend money on the things I want – or the things they tell me I want. And then what do I have to do to replace the money I spent?

Bingo. I say yes to overtime again.

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Sometimes not using your Yes won’t make sense to the rest of the world.

This whole blog post started in my head last night when I went to grab a burger on the run for dinner. At the end of my order, I was offered sauce for an extra 50c and obviously said yes because aoli is life.

And then I got ‘and what drink would you like?’

The options on offer were canned soft drink (which I’m avoiding because I’m trying to deny that it’s time for a visit to the dentist) or bottled water (see here and here for the back story on that one).

‘None, thank you’.

‘None?’

‘No thanks’

‘Are you sure? It’s free with the sauce.’

‘I’m good, but thanks’

‘Not even a water?’

‘No thank you.’

I had to turn down a free drink four times before she would accept my answer.

Because who doesn’t say yes to free? Crazy people, that’s who!

Saying Yes would sure have ended the conversation sooner. But then where would I have been? Technically I would have been up the cost of a water, but why do I need it? I had a bottle in my bag, and if I had taken the plastic bottle it would have lurked on my conscience all night.

No matter how badly the lovely woman wanted me to follow the purchase path (probably making her till order easier) and take the ferdydurking free water, withholding my Yes was what was better for me. (Okay, technically it was more of a series of very polite No’s, but you get the point. I’ll write on the power of a good No another day.)

Treasure your Yes-es as if you had a finite amount to give- because you do! How many times can you say Yes to everyone before you suffer a complete breakdown?

Save them for the things that will bring you joy. Say Yes to that movie with friends, that extra-nice bottle of wine, or that short film that you really don’t have time to do but the script is just so.damned.good (guilty). Save your Yes-es for the things that will feed your soul, because at the end of the day, you’re the only one who has to live in the life you’re creating.

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PSA: This post is written from the perspective of a compulsive Yes-er. If you think that mayyybe you’re a compulsive No-er, you go and sprinkle those Yes-es like stardust, you beautiful little nay-sayer!


Thanks for reading! Don’t forget to subscribe for updates, and if you want to see more of me, come say hello on my Instagram or Twitter, I would love to see you there!

When it’s time to say No

A ferdydurking blog post

Hey world, this is me! Standing next to a tree in a tiny town in Italy, because why wouldn’t I share that with you?

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A twentymumblemumble aged sometimes actress, sometimes hustler, all times financial nerd. I like plants, reading, snuggly things, delicious treats, and friends that let me yell at them about their poor financial plans. And I’ll be trying to replicate at least some of those things in these here pages! So stick around if you want regular doses of financial musings, updates on my struggle towards minimalism, and what it’s really like to be an actress anywhere but the hot Hollywood headlines- I may even try to throw in a giveaway or two.

If you want to see more of me, you can check out my Instagram & Twitter, I would love to see you there! In the meantime, hit subscribe (is that what you do on this fandangled thing?) and I’ll be sliding into that inbox soon…

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A ferdydurking blog post